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Updated June 2026

GST on Rent in India — Residential & Commercial Rules (2026)

Whether rent attracts GST depends on what is rented and who the tenant is. Residential property let to an individual for their own home is exempt. Commercial property is taxed at 18% once the landlord crosses the ₹20 lakh turnover threshold, and reverse-charge rules can shift the GST liability onto a registered tenant. This page explains every case and lets you calculate the GST on a rent figure.

🏢 GST on a Rent Amount

GST rate
GST/month
Total/month

⚠️ Disclaimer: CalcSmart is not a tax, financial, legal or medical advisor. Calculators and content here are for general information only, compiled from publicly available rules and rates that change frequently. Always verify the accuracy and freshness of figures with official sources (e.g. incometax.gov.in, cbic.gov.in, your bank) or a qualified professional before acting on any result.

When GST Applies to Rent

SituationGSTWho pays it
Residential property rented to an individual (own residence)Exempt (0%)
Residential property rented to a GST-registered business18%Tenant, under reverse charge (RCM)
Commercial property — landlord registered18%Landlord charges it (forward charge)
Commercial property — landlord unregistered, tenant registered18%Tenant, under reverse charge (since Oct 2024)

GST on commercial rent only enters the picture once the landlord's aggregate turnover (rent plus any other taxable supply) exceeds ₹20 lakh a year (₹10 lakh in some special-category states). Below that, the landlord need not register and no GST applies.

Residential rent: the reverse-charge twist

Since July 2022, when a residential dwelling is rented to a GST-registered person, the tenant pays 18% GST under the reverse charge mechanism (RCM) — not the landlord. A later clarification exempts the case where a proprietor rents a residence in a personal capacity for their own use. For an ordinary individual renting a flat to live in, there is no GST at all.

Commercial rent and input tax credit

A registered business tenant paying 18% GST on commercial rent can usually claim it back as input tax credit, so the GST is cost-neutral for them. The 18% is charged on the rent value; for a worked split of any GST-inclusive figure, use our reverse GST calculator, and for general rate questions the main GST calculator.

TDS on rent is separate from GST

Don't confuse GST with TDS. Tenants paying rent above ₹50,000/month (individuals) must deduct 2% TDS on the rent under Section 194-IB; businesses deduct under 194-I. That TDS is income tax withheld for the landlord and is entirely separate from the 18% GST discussed here.

Frequently Asked Questions

No, if the tenant is an individual renting the property as their own residence — that is exempt. GST of 18% applies only when a residential property is rented to a GST-registered person for business use, and in that case the tenant pays it under reverse charge.
18%. It applies once the landlord's aggregate annual turnover exceeds ₹20 lakh (₹10 lakh in special-category states). A registered landlord charges the 18% on the rent; if the landlord is unregistered and the tenant is registered, the tenant pays it under reverse charge.
For commercial rent from a registered landlord, the landlord charges and remits it. For residential property rented to a registered business, or commercial rent from an unregistered landlord to a registered tenant, the tenant pays under the reverse charge mechanism.
Yes. A GST-registered business paying 18% on commercial premises used for its business can normally claim the full amount as input tax credit, making the GST effectively cost-neutral.
No. GST (18% where applicable) is an indirect tax on the rental service. TDS on rent is income tax withheld by the tenant — 2% under Section 194-IB for individuals paying over ₹50,000/month, or under 194-I for businesses. They are separate and can both apply.

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